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Fraud response plan


Context / Reporting a suspected fraud / Investigation procedure / Conduct of investigation / Learn from past experience / Disciplinary procedure / Recovery of loss

Context

The purpose of this statement is to demonstrate and set out the procedures to be followed by City of London staff where a fraud is suspected or detected. It is part of the City of London’s overall anti-fraud and corruption strategy. It therefore applies to all Members (elected officers of the City of London) and all personnel whether staff of the City of London, freelance, casual and temporary agency staff and contractors.

Reporting a suspected fraud

Any suspicion of fraud will be treated seriously and will be reviewed and analysed in accordance with the Public Interest Disclosure Act, the Human Rights Act and the City of London’s Fraud Investigation Plan.

Action by employees

If you become aware of a suspected fraud or irregularity, write down your concerns immediately. Make a note of all relevant details, such as what was said in phone or other conversations, the date, the time and the names of anyone involved. Report the matter immediately to either: 

  • your Line Manager or
  • your Divisional Director or
  • your Chief Officer or
  • the Chief Internal Auditor or
  • the City of London’s Whistleblowing facility or
  • the external confidential helpline 020 7404 6609 provided by the charity, Public Concern at Work

When you report your concerns, arrange to handover your notes and any evidence you have gathered to the appropriate investigator.

Confidentiality for all parties will be maintained over reports made in good faith which cannot be substantiated following investigation.

A member of staff may choose to report their concerns anonymously and such anonymity will be respected. It should be noted that, if the report suggests criminal activity, and the case is to be pursued by police, the identity of the person reporting the details will be needed at a later date if criminal proceedings are to be pursued effectively; identification is preferred and will assist the investigation.

You must not do any of the following:

  • contact the suspected perpetrator in an effort to determine facts or demand restitution
  • discuss the case facts, suspicions, or allegations with anyone outside the City of London (including the Press) unless specifically asked to do so by the Comptroller and City Solicitor’s Department or the Chief Internal Auditor
  • discuss the case with anyone within the City of London other than the people listed above.
  • attempt to personally conduct investigations or interviews or question anyone unless asked to do so by the Chief Internal Auditor

Action by managers

If you have reason to suspect fraud or corruption in your work area, you should do the following:

  • Listen to the concerns of your staff and treat every report you receive seriously and sensitively
  • Make sure that all staff concerns are given a fair hearing. You should also reassure staff that they will not suffer because they have told you of their suspicions.
  • Get as much information as possible from the member of staff, including any notes and any evidence they have that may support the allegation. Do not interfere with any evidence and make sure it is kept in a safe place.
  • Do not try to carry out an investigation yourself. This may damage any Internal Audit or criminal enquiry.
  • Report the matter immediately to the Chief Internal Auditor.

Malicious allegations

If an allegation is made frivolously, in bad faith, maliciously or for personal gain, disciplinary action may be taken against the person making the allegation.

Investigation procedure

Internal Audit is responsible for initiating and overseeing all fraud investigations and for subsequent follow-up work to be completed. Internal Audit will comply with the Fraud Investigation Plan to ensure that all investigations conform to the same standard and in accordance with legislation and the City of London’s prosecution policy.

The Chief Internal Auditor is an accredited PiNS9A officer, who has the authority to make enquiries and to obtain key information from banks and utility companies to assist in investigations, where appropriate.

Investigation results will not be disclosed to or discussed with anyone other than those who have a legitimate need to know. This is important in order to avoid damaging the reputations of persons suspected, but subsequently found innocent of wrongful conduct, and to protect the City of London from potential civil liability.

In cases where an individual is suspected of fraud which a subsequent investigation does not substantiate, it is important that the potential damage to the individual’s reputation is minimised. Whoever originally reported the suspected fraud or irregularity will be informed that the investigation has revealed no wrongdoing.

Any necessary investigative activity will be conducted without regard to any person’s relationship to the City of London, position or length of service.

The Housing and Council Tax Benefit Fraud Team will follow its own investigative procedure in line with the national standards for housing benefit and council tax benefit investigations set by the Department of Works and Pensions. This Team is responsible for initiating and investigating all housing benefit and council tax benefit frauds. This Fraud Team will actively consult the Chief Internal Auditor during the course of its investigations as part of its formal procedure.

Conduct of investigation

Where an investigation is carried out by Internal Audit or the Housing and Council Tax Benefit Fraud Team, it will be carried out with discretion and sensitivity. Those carrying out the investigation will confine themselves to investigating those matters which are the subject of, or are relevant to, the suspected fraud.

The Housing and Council Tax Benefit Fraud Team will conduct their investigations in compliance with their dedicated Code of Conduct, designed to meet the requirements of the Department of Works and Pensions for the investigation of such frauds.

Internal Audit will conduct their investigations in accordance with the Fraud Investigation Plan.

Once the investigation has been completed, a written report will be prepared which states the facts discovered by the investigation. The report will avoid speculation and no statement shall be made that cannot be supported by the facts.

Learn from past experience

Where a fraud has occurred, management must make any necessary changes to systems and procedures to ensure that similar frauds will not recur. The investigation may highlight where there has been a failure of supervision or a breakdown / absence of control. Internal Audit is available to offer advice and assistance on matters relating to internal control, if considered appropriate.

Disciplinary procedure

As for other cases of misconduct, matters of alleged fraud will be dealt with under the procedure laid down in City of London’s Disciplinary Procedure.

Recovery of loss

Where the City of London has suffered loss, restitution will be sought of any benefit or advantage obtained and the recovery of costs will be sought from individual(s) responsible for fraud.

As a first step the individual concerned will be asked to make good the loss.

It may be appropriate to consider recovering the loss from any monies due to the individual on termination if the perpetrator is an employee. The advice of the Comptroller and City Solicitor should be sought before attempting to make recovery.

Where an employee is a member of the City of London’s Pension Scheme, and is guilty of fraud, the City of London may be able to recover the loss from the capital value of the individual’s accrued benefits in the Scheme, which are then reduced as advised by the actuary. If such action may be appropriate, the City of London’s Pension Trustees, should be contacted in the first instance. The Trustees have discretion over whether or not a recovery is made.

If the individual will not make good the loss consideration should be given to taking civil action to recover the loss, subject to legal advice received.


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